Official sources
Rates come from HMRC, GOV.UK and devolved administrations.
CLEAR UK CALCULATIONS
Make every number make sense for income, pension and mortgage decisions.
Accurate calculators for UK salary, tax year, pension, student loan, property, business and everyday decisions — with the rates, assumptions and sources clearly shown.
✓ 2026/27 tax rates✓ Scotland supported✓ Reviewed by Qalqlet editorial team✓ 100+ calculators on the roadmap
Rates monitored automatically
Official sources checked daily. Critical tax changes are tested before publication.
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Everything you need to work it out
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Tax & salary
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19 liveSavings & pension
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Current-year tools built around the UK tax year 2026/27 and official guidance.
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Income Tax, National Insurance, pension and student loan deductions in one transparent calculation.
UK TAKE-HOME PAY CALCULATOR
What reaches your bank account?
Estimated take-home pay
£2,858/month
£34,300 a year · £660 a week
- Income Tax
- £6,036
- National Insurance
- £2,414
- Pension
- £2,250
- Student loan
- £0
- Total deductions
- £10,700
Estimate for a full tax year with even pay. Rule version GB-2026.27.1.
Why this number can differ from a payslip
Real payslips can differ because of pay period rounding, bonuses, student loan plans, pension method, Scottish bands, tax codes and one-off corrections. Use the separate calculators to isolate the factor that changed.
2026/27 vs 2025/26No change in this example
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Visible assumptions
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WHY PEOPLE USE QALQLET
Fast answers for UK tax year, salary, mortgage and pension decisions
When someone searches for Income Tax, National Insurance, student loan repayments, mortgage affordability or Council Tax, they usually want a quick result they can trust. Qalqlet keeps those calculations transparent by showing the rule set, the assumptions and the official source behind the answer.
That means you can compare take-home pay, household costs and pension effects without guessing at the rates in force for the current UK tax year.
We also group related tools so a salary question can flow into pension, loan and net income checks, while a property question can move into mortgage, rent and Council Tax calculations without making you start over.
For each calculator, we keep the explanation close to the result: what the tool does, which rules it uses, where the official numbers came from and why two people can see different outputs from the same headline rate.
That helps with the questions people actually ask in the UK: how much take-home pay will I have, how much mortgage can I afford, what does my tax code mean, and what changes when the tax year or my circumstances change.
The site is also structured so the homepage, category hubs, guides and trust pages all point at the same calculator catalogue. That keeps the content predictable for users, search engines and AI systems.